This delicious cheesecake is the perfect size for two people to share after a Valentine’s Day meal. It is made in a 4-inch spring form pan. If you don’t have one, feel free to skip the crust and just use the filling to make individual cheesecakes with already made pie crusts.
For the Cheesecake
- 8 oz cream cheese (room temperature)
- 1/3 cup granulated sugar
- 1 egg (room temperature)
- 1 tsp vanilla
For the Crust
- ¼ cup graham cracker crumbs (you could also use biscotti, chocolate wafer cookies, or whatever you like)
- ½ tbsp melted butter
For the Strawberry Syrup*
- ½ cup water
- ¼ cup granulated sugar
- 1 tbsp corn starch
- 1/8 tsp vanilla extract
- 1 cup frozen strawberries (thawed)
- Preheat the oven to 350 degrees.
- Press graham cracker mixture into bottom of 4 inch springform pan and bake for 5 – 7 minutes.
- While the crust is baking, beat the cream cheese until smooth. Beat in the sugar, then the vanilla, and then the egg. Make sure to scrape the sides so everything is incorporated.
- Pour into 4 inch springform pan. Bake for 20-25 minutes until the edges are lightly golden and the middle still has a wiggle to it. Turn the oven off and leave the cheesecake in with the door closed for a half hour. Take the cheesecake out and leave it on the counter 10 minutes. Before putting it in the refrigerator, gently run a thin knife between the edges of the pan and the cheesecake. Cover and refrigerate for at least four hours before serving.
- Before serving the cheesecake, combine the water, sugar, and corn starch in a small saucepan over medium low heat. Stir continuously until fully combined.
- Add the vanilla extract and strawberries. Continue to cook, breaking up the strawberries slightly until the sauce is the consistency you want.
- Remove from the heat and allow to cool slightly before topping the cheesecake and serving.
*You can also buy strawberry syrup at the store to save time, or just top instead with fresh strawberries.
At Homestead Funding, we are always looking for new ways to help potential clients finance their dream homes. As part of our goal to help provide financing solutions for all borrowers, we offer an FHA product designed for people with less than perfect credit. Homestead now welcomes FICO scores as low as 560 for both purchases and refinances. This is great news for anyone who thinks their credit score might prevent them from getting a loan!
In addition to the liberal credit score requirements, this product has many other beneficial features! If you have limited funds, you may be need as little as 3.5% for a down payment.* As an extra bonus, gift funds are allowedᶧ and seller concessions can be made.‡ The program also has competitive interest rates and can be used for primary 1-4 unit homes, townhouses, condos, or PUDs.
As an FHA approved mortgage lender, Homestead Funding has helped thousands of families finance their dream homes. If you or someone you know could benefit from this product, Homestead can help! Contact us today to learn more about this program!
*LTV varies based on credit score. Loan limits vary based on county
ᶧ Gift funds may be used for the down payment, closing costs and prepaids if the donor is a relative of the borrower, a close friend or employer.
‡Seller concessions not to exceed 6% of the sale price, which may be applied to closing costs, prepaids, points and buydown subsidies. (3% for HUD homes used toward closing costs only).
If you or someone you know is looking for a first home, knowing where to start might seem a little intimidating. But don’t be discouraged! There are lots of ways to make sure you can find (and own!) a home that is perfect for your needs. Here are five great tips on for how you can find a starter home in a hot housing market!
Click the image below to see the full infographic!
Purchasing a home is a very exciting process! As the housing market becomes more competitive, it’s even more important to be prepared so you can obtain a mortgage with the best rate. Part of this preparation includes knowing your credit score and understanding the role it plays in the mortgage process. Different types of mortgages have different credit score requirements. For example, conventional mortgages typically require that borrowers have a higher credit score, such as 720 or above, while FHA mortgages can allow for scores down to 560 (depending on the investor and other qualifications).
With that in mind, here are 7 steps you can take to prepare your credit before applying for a mortgage.
Your credit score can make the difference between whether or not you qualify for a mortgage. It can also affect your interest rate and how much home you can afford. Click the image below for 3 tips to help keep your credit score healthy!
For information about what's in a credit score, check out our video.